Florida's Only Source for Everything British

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Financial and UK-USA Taxes. Info for Brits in Florida 

IMPORTANT: The IRS [Inland Revenue Service] in USA demands that Brits who have become US citizens and resident aliens report all income from foreign sources. You are taxed on your worldwide income----even if it comes from the UK. There is a line on your tax return which asks if you have any income/assets outside the USA. If you tell porkies to the IRS s you face the consequences. The UK-USA Governments have bloodsucking systems in place to track down what you have stashed away in either country. FABB recommends you obtain the IRS free booklet called "Guide for US Citizens and Resident Aliens Abroad " which explains everything about the subject and how to comply. Call 1-800-829-3676 or order online from www.irs.gov

The USA's Internal Revenue Service has tax treaties with countries around the world, allowing it to  track where US citizens and have their money.  The UK is one of those countries. See how the UK-USA tax treaty affects you by consulting the TAX TREATIES A-Z page on www.irs.gov

• ALL BRITS IN FLORIDA ARE ADVISED TO USE A BRITISH ACCOUNTANT WHO LIVES/WORKS IN FLORIDA HIMSELF. UK-USA TAX & Financial Advice. FACT: Most American accountants are just not versed in our unique situation as emigrants, so we recommend you contact FABB's British accountantslisted on this website on Britsh Accountants page.  

YOUR CREDIT HISTORY. In the capitalist USA, where many people live beyond their means mired in debt, you are defined by your credit history. A clean credit report is more valued than a clean bottom!  To avoid identity theft and other great reasons, you should monitor your credit report, at least once a year. The Government gives you one FREE annual Credit Report. To get this from the only OFFICIAL government-authorised source, contact: Annual Credit Report Request Service Tollfree 1-877-322-8228. Their website is www.annualcreditreport.com They will ask you for your social security number--this is legit. BEWARE! ALL OTHER SIMILAR-SOUNDING WEBSITES and PHONE NUMBERS are IMPOSTERS. 

 
British-owned C & H Commercial and Home Insurance, established in 1964, protects over 1,500 West Coast and Central Florida business clients in leading insurance carriers.  "C&H endeavours to provide the best in local, personal service at the most competitive insurance premiums. Our long standing, trusted relationships with major insurance underwriters add value for our customers.   Your telephone inquiries are personally answered and professionally handled. We do not utilize voice mail.  We operate by the Golden Rule and serve our insureds in a friendly, caring manner."  FOR YOUR COMMECIAL INSURANCE NEEDS:   Ask for fellow Brit and FABB member Bill Davison President at C & H Insurance. Located in St. Petersburg, Florida. Office [727] 527-5700 
FAX [727] 527-6285  Email:  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it Website: www.cehinsurance.com

IAN MANWARING offers UK-USA FINANCIAL SERVICES at Alexander Beard Group.  Ian is a fully qualified UK independent advisor holding three investment qualifications together with 16 years experience including time with HSBC, and LloydsTSB and Coutts private banks.  He is a member of FABB a well as the US Financial Planning Association.  About ABG:  Established in 1987 and based in Chester, UK, ABG has been offering financial advice to UK expatriates worldwide. As a further expansion ABG can now offer UK financial advice, including investment and pension fund management, to British Floridians initially along the Gulf Coast on their UK financial affairs, though enquiries are welcome from other areas.  Ian visits Florida through the year to consult clients and discuss ABG's services. ABG is fully regulated in both the UK and the US through the FSA and SEC respectively, and holds full professional indemnity insurance for UK advice given to Florida expatriates. ABG is happy to work with clients' other tax and legal advisers but also have a network of US/UK professionals that can provide an integrated service for tax and estate planning issues.  Website: www.abg.net  UK Telephone: 0044 (0)1952 850359  E-Mail: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
  

FELLOW BRITS---NEED HELP WITH YOUR BANKING IN THE USA?  Contact Nigel Evans, British Bank Manager for Wamu, 561 495 1644 or E-mail at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it . I can help with all your banking needs including checking, savings, Money market, retirement, loans personal and commercial, mortgages and credit cards and much more. Look forward from hearing from you all. ----Nigel Evans, FABB member since 2003, longtime Florida resideent who knows the financial ropes in Florida. 

UNFREEZE YOUR UK PENSION NOW! IMPORTANT NOTICE TO ALL BRITISH EXPATRIATES age 25 and over. $$$$ You may be sitting on a large sum of money in the UK which you could use ASK YOURSELF: Did you pay into a UK pension while over there? Do you have a pension there which supposedly you cannot touch till retirement age? It is common practice of former employers in the UK, to restrict the entitlements of previous employee's pension funds, crediting them with the retail price index of just 1.8% per annum. There has never been a better time to unfreeze and transfer your UK occupational / personal pension plan. Are you being shortchanged by your former employer in the UK ? Is your personal pension plan losing money ? Is your pension exposed to high charging structures? Would you like a tax free cash lump some at age 50 ? Now there is a way to "unfreeze" your pension and get your money out . And use it to MUCH better effect. Hundreds of Florida Brits have done this........you can too! Isn't it better to use your "frozen pension" money for your new life over here? Kestrel International , the UK Pension advice experts will show you how. FREE CONSULTATION. NO FEES INVOLVED. NO CATCH. You must be resident in the USA. You might want to forward this to your Britpals in your USA address book. It is perfectly legal, of course.
TO FIND OUT MORE, SEND EMAIL TO BRITISH BUREAU : This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   Sign email with your name/city/phone number] On subject line put UK FROZEN PENSION

FOR UK-USA CURRENCY TRANSFER [Pounds/dollars] we recommend Moneycorp with offices in Florida and UK. See Moneycorp's details on Currency Transfer page on topleft of Home Page.