Usual disclaimer for anything to do withYOUR money: FABB/British Bureau cannot be held liable for any dealings with the financial experts advertising on this page. We help you out by posting any positive feedback from our members who have used them, but check everybody out yourselves before doing business. 

INFO  FOR  BRITISH  EXPATRIATES  RESIDENT  IN  FLORIDA

IMPORTANT:    The IRS [Inland Revenue Service] in USA demands that Brits who have become US citizens and resident aliens report all income from foreign sources.    You are taxed on your worldwide income----even if it comes from the UK.    The UK-USA Governments have bloodsucking systems in place to track down what you have stashed away in either country.    If you have $10,000 or more in a foreign account you must file form TDF 9022.1 with the IRS--penalties for not doing so are up to $500,000 and 5 years in prison.  This is now being rigorously enforced.   FABB recommends you obtain the IRS free booklet called "Guide for US Citizens and Resident Aliens Abroad " which explains everything about the subject and how to comply.   Call 1-800-829-3676 or order online from  www.irs.gov   The USA's Internal Revenue Service has tax treaties with countries around the world, allowing it to track where US citizens have their money. The UK is one of those countries.  See how the UK-USA tax treaty affects you by consulting the TAX TREATIES A-Z page on www.irs.gov

IMPORTANT:   ALL BRITS IN FLORIDA ARE ADVISED TO USE A BRITISH ACCOUNTANT WHO LIVES/WORKS IN FLORIDA HIMSELF.    FACT:   Most American accountants are just not versed in our unique situation as emigrants, so we recommend you contact FABB's British accountants, established many years in Florida, with satisfied British clients in all parts of Florida and the UK.    They will set up your USA business and ensure it complies with UK-USA tax obligations, prepare your USA tax return, individual or business and do due diligence on a Florida business you wish to buy.  
►FIRST PLEASE NOTE British cheapskates:     FABB's accountants have mouths to feed too, Mate!  They cannot fritter away professional hours typing back and forth answers to complicated questions from non-clients.  Apparently this has been happening frequently.  So please confine your queries to a one paragraph email of what you need.  Sign your email with name/city/contact phonenumber. They will reply to that one query and tell you what any future fee would be and/or how they can help.  Or in first instance, phoning is often quicker and better.

1]  ARNOTT FERGUSON The Great Scot who'll  save you lot$.  Scottish accountant Arnott Ferguson, the Tartan Treasure who understands the special financial difficulties of transplanted Brits. He handles personal or business tax and financial matters for Florida Brits.  Arnott has many FABB members who have become his clients [all Brits like you] and they all report back how pleased they are.  He has been my accountant since 1997, his fees are reasonable and I recommend him highly--Patricia Kawaja, FABB President.  He has decades of USA-UK accounting experience and is a member of the Florida Association of British Business.  Are you a newcomer Brit? Arnott also advises Brits on setting up a business here.  He lives and works in Ft. Lauderdale but has many satisfied British clients in all parts of Florida.  He's also ideal for many Brits with small businesses or sole proprietorships or who are new to the USA tax system. Tax returns, new business set-up, financial statements, tax planning, UK-USA pensions and social security matters, investments, corporate & partnership tax returns and year-round financial advice. Fee varies according to work involved.  STERLING ACCOUNTING OFFICE:    In Ft. Lauderdale] email   This e-mail address is being protected from spam bots, you need JavaScript enabled to view it    Tel. [954] 471-44333 his cellphone direct. 

 2] JAMES ANDREWS, a chartered British accountant and Florida certified accountant on FABB team, with 30 years experience and a Florida resident for many years. His fee is reasonable and varies according to the work involved.  JIMMY ANDREWS ACCOUNTING  Cellphone direct [305] 323-1278   email:   This e-mail address is being protected from spam bots, you need JavaScript enabled to view it     NOTE TO UK BUYERS SEEKING BUSINESSES  FOR AN E2 VISA :    WHEN YOU HAVE FOUND A BUSINESS TO BUY AND ARE READY TO MAKE YOUR OFFER TO THE SELLERS  DO DUE DILIGENCE. This is standard procedure when buying a business in Florida....contact Jimmy Andrews to find out more.  

3]  PAUL ADAMS, Financial Advisor and member of the Florida Association of British Business [FABB],  has been helping fellow Brits in Florida for over 5 years manage their investments, retirement planning, college savings, 401 (k) rollovers, annuities, and all other aspects of their personal finance.  Fully independent, Paul offers advice with a no conflict of interest guarantee, giving you peace of mind, as well as sound advice. Based in Boca Raton, Paul offers services to clients nationwide and internationally, and is one of only a select group of advisers that are knowledgeable regarding both the UK and US investment markets. Paul is fully licensed and registered in all aspects of financial advice. Contact Paul on (561) 843 1839  Email:  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

4]  JOHN LAWRENSON, FABB Member can advise fellow Brits on all aspects of insurance.  Home-Auto-Boat-Business. All the major carriers you know like Travelers, Metlife, Progressive, Aetna and many others.    As independent insurance agents, we use every available discount to reduce the cost of insurance in Florida, says John.  We represent our clients, YOU, not the insurance companies. We are wind mitigation specialists and committed to offering our clients the best coverage for the best price.  Based in Largo, west Florida John offers his services and has clients in all parts of Florida. Contact John Lawrenson on [727] 584-9999.  Email  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   WEBSITE:   www.floridabestquote.com

5]   IAN MANWARING offers UK-USA FINANCIAL MANAGEMENT at UK2US Wealth.    Ian is a fully qualified UK independent advisor, 18 years experience, including HSBC, LloydsTSB and Coutts private banks and a FABB member.   Ian visits Florida each year to consult with new and existing clients and discuss UK2US Wealth services from his Florida home base.   UK2US Wealth offers financial advice to UK expatriates based in the US and particularly the state of Florida.  We cover the Gulf Coast/Orlando region currently but continue to welcome enquiries from other areas of the US.  Initial 30 min consultation (FREE for FABB members) can be held by webconference or telephone.  UK2US Wealth is a trading style of UK IFA firm CFM Ltd which is regulated in the UK by the FSA. UK2US Wealth is happy to work with clients' other tax and legal advisers but also have a network of US/UK professionals to provide an integrated service for pension, investment and cross-border wealth needs.  UK Telephone: +44 (0)1952 850359  E-Mail:   This e-mail address is being protected from spam bots, you need JavaScript enabled to view it    WEBSITE:   www.cfm.tppowered.com

FOR UK-USA CURRENCY TRANSFER [Pounds/dollars]
we recommend Moneycorp with offices in Florida and  
UK.   See Moneycorp's details on Currency Transfer page on this website.

LLOYDS BANK in Florida offers a wide range of services for expats living in Florida.  SEE LLOYDS OWN PAGE ON THIS WEBSITE or call Adrian Pennie [305] 347-7140 at Lloyd's branch in Miami.  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it    

YOUR CREDIT HISTORY:     In the capitalist USA, where many people live beyond their means mired in debt,   you are defined by your credit history.    A clean credit report is more valued than a clean bottom!   To avoid identity theft and other great reasons, you should monitor your credit report, at least once a year.  The Government gives you one FREE annual Credit Report.     To get this from the only OFFICIAL government-authorised source, contact:    Annual Credit Report Request Service Tollfree 1-877-322-8228.   Their website is www.annualcreditreport.com   They will ask you for your social security number--this is legit.   BEWARE! ALL OTHER SIMILAR-SOUNDING WEBSITES and PHONE NUMBERS are IMPOSTERS.